File Size: 3647 KB
Print Length: 31 pages
Simultaneous Device Usage: Unlimited
Publication Date: December 22, 2014
Sold by: Digital Services LLC
Language: English
ASIN: B00RC8SI0C
Text-to-Speech: Enabled
X-Ray: Not Enabled
Word Wise: Enabled
Lending: Not Enabled
Enhanced Typesetting: Enabled
Best Sellers Rank: #656,137 Paid in Kindle Store (See Top 100 Paid in Kindle Store) #28 in Kindle Store > Kindle eBooks > Business & Money > Economics > Interest #74 in Books > Business & Money > Economics > Interest #834 in Kindle Store > Kindle eBooks > Business & Money > Economics > Economic Conditions
Joe Balch brings back so many old movie themes (remember Rod Steiger's `The Pawnbroker'), and Christmas stories (O'Henry's `The Gift of the Magi). Not only does he remind us of the history of pawn shops and the use of such sources of income in desperate times, he actually offers a possible solution for these times when the economy remains in such a down turn. He has written this book THE ART OF PAWN concerning the opening and operating a shop as a pawnbroker. His book runs through the history, rules and regulations, operations, and suggestions of running an honest, respectful, and entertaining pawn business. The subtitle of the book fleshes out the purpose - `Lessons on how to open and operate a Pawn Shop, Plus how to buy gold and silver.'After a richly written history of pawn broking (from 3000 years ago in China through the Roman Empire into the Middle Ages, the Medici family to the present) Joe explains how the concept of Pawn works. `A pawn broker is a person who loans money with an added interest rate for something of value being exchanged as collateral. Here's how it works. A customer brings an item to a pawnbroker to leave as collateral for a loan. If the pawnbroker is interested in the item, they will then assess the value and propose a loan amount, based off a fraction of the value to the customer. If the customer accepts, they will then have to sign a contract for the loan amount, the interest amount, and the time period of the loan to be paid back. The loan amount is then exchanged for the item, along with a receipt that the customer will need to redeem at the time of paying off the loan and picking up their property.
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